Our firm's goal is to earn solid absolute investment returns over long periods of time without exposing our clients' capital to undue risk. We do not consider any particular index when we make our investment decisions.
Our experience across a variety of market environments supports our conviction that we can continue to produce value in a range of market conditions.
We believe that the most important aspect of any investment policy is how an advisor approaches asset allocation or, to put it another way, in what types of investments is your hard earned money placed? This is the largest determinant of both returns and risk in your portfolio of investments.
THE GOAL OF OUR PHILOSOPHY
We are long term tactical asset allocators focused on emphasizing the approaches and asset classes likely to improve returns relative to risk over both intermediate and longer term time frames. Valuation is the first and most important aspect of our approach. It is the primary driver of long term returns. Valuation is assessed through a variety of methods to examine short and longer term p/e ratios, yield levels and financial strength. We also continuously assess economic and other factors which may impact markets.
WHAT MAKES US DIFFERENT?
We understand that the primary investment objective of a client will be our first priority and realize that market conditions, client preferences or any other pertinent client circumstances may preclude the use of some of our investment strategies.
A key differentiator between Thompson Creek Wealth Advisors and much of the advisory profession is we do not define long term investing as mere buy and hold regardless of market conditions or potential. Rather we feel a reasonable determination of the long term potential of any given asset is necessary to determine whether and how much of a portfolio should be devoted to any asset class. Furthermore we believe that such a determination can be made over time based on valuation.
This is a long term focus, but it is not conducted as if returns are a "random walk." Academic research and experience show that returns are not normally or randomly distributed, but vary widely around a mean and are subject to powerful tendencies toward mean reversion. Understanding and taking advantage of that fact can both reduce risk and increase returns.