31 October 2009|
We think one of the best ways to understand the difference between our process and what is typically received is to look at a case study.
Peter Katt has kindly provided examples of actual insurance planning reports he prepared for his clients for you to review. We will have more case studies, including on other topics in coming weeks and months. I think reading these two actual reports will cause you to step back and ask, "Has anyone ever given me so much relevant information or worked so hard to save me money while not trying to sell me something?"
The Advantages of Proper Management:
In our first case, Peter provides an excellent example of why merely focusing on the purchase of insurance can be a mistake. By catching errors in illustrations and managing the premium appropriately, Peter identifies ways to significantly reduce premium costs and improve a clients situation without the purchase of a new policy.
Restructuring a Life Insurance Trust:
This case surrounds a significant trust with a large policy, which his client no longer wishes to fund. Peter produces a number of options to help the client reduce risk and eliminate premiums while finding strange, but advantageous, anomalies in underwriting. This is all in the service of giving the client the most thorough understanding of the options possible.
Restructuring a Trust (PDF)